Auto insurance in Texas costs drivers an average of $135 per month, which is just above the national average monthly premium of $135.92. In Texas, you can expect to pay approximately $1,555 per year for full coverage car insurance or $664 per year for minimum coverage. Your age, ZIP code, driving record, credit history, and level of coverage all impact the rate you pay for car insurance in Austin, Texas. No matter how much car insurance you need, compare quotes direct from auto insurance providers nationwide. Car insurance Texas per Month is cheaper when you go direct auto insurance. All content and services provided on or through this site are provided "as is" and "as available" for use. Married Couple. We examined the average cost of car insurance by state to help drivers estimate how much they should be paying for coverage. The average car insurance rate for a single male with 9-15 years of driving experience and 1 traffic violation driving 12,000 – 15,000 miles per year is $929.74. Rates will vary by location and coverage amount. Some people have been forced to sell all their assets and file for bankruptcy protection. Join our network and help people find the best coverage at the best rates. Your cost may be higher, lower or somewhere right around that average. Car insurance Texas is relatively reasonable. Texas has particularly expensive car insurance for many reasons, one being that Texas has more uninsured drivers than f average, according to the Insurance Research Council. If you choose the legal minimum coverage level in Texas, expect to pay an average of $576 annually. Drivers can also save money by paying attention to the vehicle they buy and even opting for a model a year or two old. The best way to keep your premium as low as possible is to keep a clean driving record. Car insurance in Houston, TX averages $600.54 per month. Login or Learn More About Agent Marketing. Each state has specific requirements for the type and amount of car insurance coverage that drivers must carry. Texas also has a lower average credit rating than the national average, according to Experian. The average cost of car insurance in Austin, Texas is $323 per month or $3,875 annually. The state has submitted at least 15 new bills to address driving and texting, right now under consideration in the legislative session for 2018. We found the most affordable car insurance companies for young drivers, older drivers, bad drivers with an accident and high-risk drivers with poor credit. Cheapest Car Insurance in Texas in 2020 (from $39/month) Wednesday, January 15 2020 By Lee Prindle . Average ( $ 1,758 ) cheaper when you go direct auto insurance rates and gender, you save!, starting at $ 18 per month popular Types of personal injury protection ( PIP ), medical,! 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